What is Gamestop?
Gamestop is a leading video game retailer that has been providing customers with a wide selection of new and used video games and consoles since the 1980s. You can find Gamestop stores all over the United States, Canada, and Europe. Gamestop is a great place to find the latest video games, consoles, and accessories. But does Gamestop offer financing?
Does Gamestop Have Financing?
The simple answer is yes, Gamestop does offer financing. If you’re looking to purchase a new game, console, or accessory from Gamestop, you can use their financing options to make your purchase more affordable. Gamestop offers financing through a third-party lender called Affirm. When you use Affirm to finance a purchase, you’ll get a 0% APR loan for up to 12 months.
How Does It Work?
When you’re ready to make a purchase at Gamestop, you can choose to finance it through Affirm. Simply select the Affirm option at checkout, then enter some basic information such as your name, email address, and date of birth. You’ll then be asked to provide a few more details, such as your monthly income and employment information. Once your information is verified, you’ll receive a loan offer that you can accept or reject. If you accept the offer, you’ll be able to make your purchase with Affirm.
Benefits of Using Affirm
Using Affirm to finance your purchases from Gamestop has many benefits. First, you can get a 0% APR loan for up to 12 months. This means that you won’t have to pay any interest on your purchase if you pay it off within the 12-month period. Additionally, you can choose a payment plan that fits your budget. You can opt for a 3, 6, or 12-month payment plan, depending on how much you can afford to pay each month. Finally, you can get your purchase right away instead of having to wait until you can pay for it in full.
Downsides of Using Affirm
Although using Affirm to finance a purchase from Gamestop has many benefits, there are some downsides to consider. First, if you don’t pay off the loan within the 12-month period, you’ll be charged interest on the remaining balance. Additionally, your loan amount is limited to $2,500. This means that if you’re looking to purchase a more expensive item, you won’t be able to use Affirm to finance it. Finally, if you fail to make your payments on time, you may be charged late fees.
Final Thoughts
Overall, using Gamestop’s financing option through Affirm is a great way to make a purchase more affordable. You can get a 0% APR loan for up to 12 months and choose a payment plan that fits your budget. However, keep in mind that there are some downsides to consider, such as late fees and interest charges if you don’t pay off the loan within the 12-month period. So make sure you read the terms and conditions carefully before you make a purchase.
